The Good, The Bad & The Ugly - September 2014

 Good

- celebrated 5 years of home ownership

- lowered my car insurance

- got a great review and a raise

- cooked and ate leftovers

- taught a two day coupon class at the library

- used coupons, got free items and took advantage of Kroger's Mega Sale

- earned points to save on gas at Kroger

- donated items to an organization and families

- used recyclable bags, recycled paper, household items and decluttered in every room 

- was blessed by family in getting my car fixed

- received freebies and coupons in the mail

- continued to save to mutual fund

 

Bad

- lots of car issues

 

Ugly

- NOT A THING

 

GOALS for October

- pay Sorority dues

- secure trips for November and December

- get new car

- donate to worthy cause(s)

- sell items and create additional hustles

September was full of grace and favor!! I finally got tired of being the rut I was in and decided life would get better RIGHT NOW!! When I changed my tune and increased my faith, things started falling into place!! I have decided that since I've had my car for 9 years, it is 11 years old and has been paid off for 6 years, it is time to GET A NEW CAR!! I have it picked out, and it's time to step out on faith. I have entirely too much going on in my life and too many things God has placed in my life to accomplish, that having car issues is NO LONGER an option!! Time to live in abundance!!

I'm looking forward to what is next!! I am grateful and blessed!!

The Good, The Bad & The Ugly - September 2012

Good

- cooked, took my lunch and ate lots of leftovers

- used coupons, got lots of free items and took advantage of Kraft catalina offers

- earned points to save on gas at Shell, Kroger and Giant Eagle

- donated items and coupons to charity organizations and family/friends

- did no shopping other than coupon shopping, used recyclable bags

- paid off car maintenance card and library fines and got great discounts on car work

- received freebies and coupons in the mail

- set back up my automatic savings plan (weekly)

- continued to save to mutual fund via auto savings draft

- completed my yard project!! See here: http://s293.photobucket.com/albums/mm51/Latisha-n-Family/New%20Lawn%20New%20Life/?albumview=slideshow

- obtained a full time job on my terms!! Thank you Jesus!!

 

Bad

- did not use my budget sheet as planned

- had to get new rotors, so charged it to car maintenance card

 

Ugly

- NOT A THING

 

September was full of grace and favor!! I finally got tired of being the rut I was in and decided life would get better RIGHT NOW!! When I changed my tune and increased my faith, things started falling into place!! I was able to get my lawn and yard done (after being played) and now I have an AWESOME new lawn guy!! I even found cheap mulch!!

I'm looking forward to what is next!! I am grateful and blessed!!

How was your September?

The Good, The Bad & The Ugly of March

How was your March? How did you do and where did you land? Share your Goodness or Madness of your March. What was Good, Bad and Ugly for you? Here's mine...

Good

- used only cash all month and had several zero spending days

- used coupons and saved over 60% of my normal grocery budget

- cooked what we had and ate leftovers
- couponed and got cheap and free items (check previous blogs)

- donated items to fire victims and to Savers and received coupon

- continued to save via auto savings drafts

Bad

- two words: Library Fines (Boooooooooooo!!!)

- was very disorganized

- was haphazard with my budget sheet (*Gasp* Bad girl...I'm human)

Ugly

- Unexpected car issues...to the tune of almost $400!!

GOALS for April

- continue to build my businesses, accept new contracts

- complete DIY home projects

- finish decluttering efforts

- have at least 10 zero spending days (not including bills)

- start saving to my Travel fund again

March was kind of a whirlwind. I remember being in Kroger way too many times…but I was hooked on finding deals, especially now that my printer is working. The deals and free items are so worth it!! I'm buying what we use and I saved so much in my budget (I did calculate that much).

This month did bring about some financial realizations and in some areas, I really need to step up my game. I’m always looking for a new opportunity, but I need more focus in securing them. That will change in April. Writing it down and making it happen!!

Life is such a great gift!! I encourage everyone to live it to your fullest potential ALL THE TIME!! Enjoy it, stop worrying and smile!!


~Frugalicious Diva~
Living it UP and in Abundance in 2012
Follow Me on Twitter @FrugaliciousDva